Privacy Policy
Wealth Journey Co. (“we,” “us,” or “our”) is firmly committed to protecting your privacy and maintaining the security of your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website at wealthjourneyco.com or interact with our services. We adhere strictly to the principles of data protection under the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other applicable data privacy laws.
1. Commitment to Privacy and Data Protection
We respect your right to privacy and take our obligations to protect your personal data seriously. We ensure all personal data is collected, processed, and stored in a lawful, fair, and transparent manner and only for specified, explicit, and legitimate purposes. We implement best-in-class technical and organizational measures to protect personal data against unauthorized access, misuse, disclosure, or destruction.
2. Scope and Data Controller
This Privacy Policy applies to all users who interact with or access our online services on wealthjourneyco.com, including but not limited to visitors, registered customers, and business partners. Wealth Journey Co. is the data controller of your personal information, which means we determine the objectives and methods of processing your data.
3. Categories of Data We Process
We may collect and process the following categories of data:
a. Usage Data
Information automatically collected from your interaction with our website, such as your IP address, browser type, operating system, access times, visited pages, and referring/exit URLs.
b. Account Data
Information you provide when registering an account or purchasing our services, including your full name, email address, phone number, billing/shipping address, and login credentials.
c. Profile Data
Data related to your activity and preferences, including your past purchases, product interests, saved items, behavioral trends, and interaction history with our platform or marketing tools.
d. Communication Data
Data arising from communication between you and us, such as customer support inquiries, feedback forms, email correspondence, or chat history.
e. Technical Data
Information related to the devices and systems used to access wealthjourneyco.com, such as device identifiers, screen resolution, time zone, browser plug-in types, and other diagnostic data.
f. Transaction Data
Information related to purchases and financial transactions on our platform, including payment amounts, payment methods, order history, and delivery and tracking details.
g. Preference Data
Information about your consent to receive marketing, your preferences on product categories, and your opt-in/opt-out settings.
4. Legal Bases for Processing Your Data
We rely on the following legal grounds for processing your personal data:
– Consent: When you consent to receive our newsletter or allow cookies for analytics.
– Contract Performance: When processing is necessary to fulfill a contract with you, such as delivering ordered products or services.
– Legal Obligation: To comply with applicable legal or regulatory obligations.
– Legitimate Interest: Where we have a legitimate business interest in processing your data, such as for fraud detection, service improvements, or informing you about relevant products, provided those interests do not override your rights and freedoms.
5. Your Rights Under Data Protection Laws
Depending on your jurisdiction, you have the following data protection rights:
– Right of Access – to request access to and obtain a copy of your personal data.
– Right to Rectification – to request correction of inaccurate or incomplete data.
– Right to Erasure – to request deletion of your data where the legal criteria are met.
– Right to Restriction – to restrict processing under limited circumstances.
– Right to Data Portability – to receive your data in a structured, commonly used, and machine-readable format and transmit it elsewhere.
To exercise any of these rights, please contact us at [email protected].
6. Security Measures to Safeguard Data
We adopt robust physical, electronic, and managerial procedures to protect your personal data from unauthorized access, misuse, loss, or alteration. These include:
– Industry-standard encryption protocols (TLS/SSL)
– Role-based access controls and authentication
– Data backups and disaster recovery protocols
– Regular security audits and vulnerability assessments
– Data protection training for authorized personnel
7. International Data Transfers
Where personal data is transferred outside of the European Economic Area (EEA) or other data-restricted regions, we ensure appropriate safeguards are in place. These may include the implementation of standard contractual clauses approved by the European Commission and adherence to privacy frameworks that ensure a comparable level of protection.
8. Data Retention Periods
We retain personal data only for as long as necessary for the purposes described in this policy, including compliance with legal, accounting, or reporting obligations. Typical retention periods include:
– Usage Data: 12 months
– Account Data: Active while account exists; up to 6 years post-deletion for legal compliance
– Profile and Preference Data: 24 months from last user activity
– Communication Data: 3 years for customer service quality assurance
– Technical Data: 12 months
– Transaction Data: 7 years for financial and tax regulation compliance
9. Cookie Policy
Our website uses cookies and similar technologies to enhance user experience:
– Essential Cookies: Required for site functionality, such as login and shopping cart operations.
– Functional Cookies: Enhance usability through language preferences or stored settings.
– Analytics Cookies: Help us understand website traffic patterns and improve user experience via tools like Google Analytics.
– Performance Cookies: Measure and improve site loading times and error handling.
10. Cookie Management and Regulatory Compliance
You can manage your cookie preferences through your browser settings or on-site cookie consent tools provided upon first visit. In compliance with the GDPR and CCPA, we do not place non-essential cookies without obtaining your prior consent. You may withdraw this consent at any time via our cookie management controls.
Consumers based in California have additional rights under the CCPA, including the right to opt out of the “sale” of personal data, which we do not knowingly engage in. To assert your CCPA rights, you may contact us at [email protected].
11. Children’s Privacy Protections
Our services are not directed to children under the age of 13, and we do not knowingly collect personal data from them. If we become aware that such data has been inadvertently collected, it will be promptly deleted. Parents or guardians with concerns should contact us directly via our listed contact information.
12. Policy Updates and Notifications
We may update this Privacy Policy from time to time to accommodate legal or operational changes. All policy updates will be posted on wealthjourneyco.com with an updated version of this document. In the event of material changes, we will notify users through prominent banners or email communications as appropriate.
13. Contact Information
If you have any questions about this Privacy Policy, your personal data, or your rights under applicable data protection laws, please contact us at:
Wealth Journey Co.
Email: [email protected]
Website: https://wealthjourneyco.com
We are committed to upholding your privacy rights and ensuring full compliance with applicable privacy laws. Please reach out to us with any concerns, and we will be happy to assist.